by Andrew Ashwood | 10 May 2019 | UK Financial Advisers
For all but the wealthiest, generating enough income to meet wants and needs in retirement, is not straightforward. For advisers, building reliable strategies to provide that whole of life income is a major challenge. ONS data shows a rapid shift in the coming years...
by Richard Bradley | 03 May 2019 | UK Financial Advisers
I started a pension transfer at lunchtime last Wednesday. It took me a total of seven minutes to log into AJ Bell Youinvest and ask (all online) to transfer an Aviva workplace pension into my SIPP. I had an immediate email confirming my request; Aviva had closed my...
by Richard Bradley | 26 April 2019 | UK Financial Advisers
Clients typically have the highest amount of assets and the greatest complexity in managing them at retirement. This presents opportunities for advisers. Furthermore, most advised clients are over 55, and a third are already in decumulation. Decumulation is a...
by Mariam Pourshoushtari | 12 April 2019 | UK Financial Advisers
Decumulation was the subject of lively debate at our adviser dinner round table last week, when advisers from different parts of UK (and with different points of view) came together to discuss this tricky subject. The diversity of retired clients’ circumstances makes...
by Joshua Taylor | 25 January 2019 | UK Adviser Platforms, UK D2C, UK Financial Advisers, UK Wealth Management
Brexit has dominated both the news and cast a shadow over the UK’s long-term economic outlook. The parliamentary deadlock has depressed much of the financial sector. EY recently reported that post-Brexit some £800bn of assets are set to shift from the UK, while the...
by Richard Bradley | 18 January 2019 | UK Financial Advisers
“There has been little in the way of product innovation in retirement income products since pension freedoms came into force.” That’s according to the FCA’s latest Sector Views, published last week. From advisers we’re getting the same feedback: they want investment...
