Our regular round-up of the latest insights on investment distribution

Glacial shifts in adviser platform market shares

The adviser platform market is a hive of activity on the surface. Proposition changes, new tools, M&A, technology developments. However – despite the febrile nature of the market – shifts in platforms’ market share are glacial. Platforms primarily compete over...

Pension decumulation advice after the budget

Many of financial advisers’ clients in retirement – pretty much all their richest ones – regard their DC pensions as inheritance tax plans and only plan to draw on them as a last resort, according to Platforum’s findings in our recent report on decumulation advice....

Positive underlying trends in the D2C market

The D2C market has been on a rollercoaster ride with the explosion of personal investing in the pandemic, followed by a decline in asset prices and deflated investor confidence. Potential headwinds are reflected by the flak that Hargreaves Lansdown took from city...

2022 was a tough year for UK consumers

We saw a spike in the proportion of UK adults investing through 2020-2021, as household savings soared in the pandemic and fed through to investments. Unfortunately, 2022 painted a different picture, according to our latest UK Consumer Insights report, published...

Is pricing opacity a risky strategy?

There’s a lack of transparency around adviser platform pricing, which could be undermining competition in this crucial market, according to our latest UK Adviser Platforms: Pricing report. Pricing structures can be complex and confusing and are often poorly...