Our regular round-up of the latest insights on investment distribution
Select lists remain central to D2C distribution
Select lists are still an important lever of D2C investment distribution even if they are not pushed as hard as they used to be by the direct platforms that compile them. This is according to our latest research – UK D2C: Investment Distribution – published this...
Glacial shifts in adviser platform market shares
The adviser platform market is a hive of activity on the surface. Proposition changes, new tools, M&A, technology developments. However – despite the febrile nature of the market – shifts in platforms’ market share are glacial. Platforms primarily compete over...
Pension decumulation advice after the budget
Many of financial advisers’ clients in retirement – pretty much all their richest ones – regard their DC pensions as inheritance tax plans and only plan to draw on them as a last resort, according to Platforum’s findings in our recent report on decumulation advice....
Positive underlying trends in the D2C market
The D2C market has been on a rollercoaster ride with the explosion of personal investing in the pandemic, followed by a decline in asset prices and deflated investor confidence. Potential headwinds are reflected by the flak that Hargreaves Lansdown took from city...
2022 was a tough year for UK consumers
We saw a spike in the proportion of UK adults investing through 2020-2021, as household savings soared in the pandemic and fed through to investments. Unfortunately, 2022 painted a different picture, according to our latest UK Consumer Insights report, published...
A point of inflection in the adviser platform market
The platform market has reached a point of inflection in which platforms will be treated less like products for individual clients and more like investment services that work for the benefit of both investors and their advisers. Legacy platforms will need to adapt...