Our regular round-up of the latest insights on investment distribution

Keeping up with the customer

Natwest has just announced 128 branch closures because of the ‘dramatic shift’ from face-to-face to online and mobile transactions. Nothing new there... 32 branches went last year because of ‘increased use of digital banking’ and 300 back in 1996, as it rolled out...

Which advisers go for investment trusts

The idea of patient long term capital is attractive – especially in the context of investment trusts. Higher long term returns could come from the higher risks involved in holding investment trusts. What’s more I think that it could have legs in the adviser...

Assessing Financial Stability of Platforms

‘Financial stability’ is consistently among the top ‘musts’ of the perfect platform. Advisers rated it ahead of ‘low charges’ as the top ‘must’ in Q4 for the first time.  But is all this just confirmation bias? In today’s email I will dig in to the detail of these...

SLAberdeen – Bigger than the Budget

Despite the Budget and subsequent rumblings, the proposed Standard Life and Aberdeen marriage is the defining news of the week. ‘SLAberdeen,’ as the potential tie-up between Standard Life and Aberdeen is being called for now, would be the third largest UK asset...

Do advisers have investment trust issues?

Why don’t advisers recommend investment trusts to their clients? The gross sales data on platform sales suggest that flows into these closed ended vehicles have failed to motor since the RDR. For the forthcoming Platforum report UK Fund Distribution: Investment...