Our regular round-up of the latest insights on investment distribution
New investment solution opportunities for asset managers
The evolving D2C landscape is shifting the distribution opportunities for asset managers. While they have historically relied on direct platforms for product distribution, new opportunities are emerging with neo-brokers. These are often all-in-one investment...
What advisers want from platforms – and what this means for the industry
Don’t be fooled into thinking that platforms are all about whizzy technology. While there’s demand for more automated and better integrated platforms, good customer service still reigns supreme for financial advisers, according to our most recent UK Adviser...
Retirement income review – the FCA’s verdict on advisers
In the FCA’s retirement income advice thematic review (TR24/1) published last week, we and others had expected more criticism of advisers’ less robust planning processes and the excessive use of drawdown instead of guaranteed products. Instead, the regulator...
Retirement advice hits an inflection point
Inflation, higher interest rates, tax changes and Consumer Duty are all prompting advisers to revise their advice for clients in decumulation. Inflation has eroded retired clients’ spending power. Most advised clients can weather the challenges to their long-term...
What’s neo in UK D2C?
As the UK D2C market approaches £500bn, the incumbents are still dominant but the shape of the market is changing. Direct platforms still manage the lion’s share of assets, according to Platforum’s UK D2C: Market Overview, published this week. Hargreaves Lansdown...
A bumpy ride for the £2tn UK retail investing market
Rising interest rates impacted every part the UK retail investment market in 2023 as cash has once again become a viable option for those seeking returns. Many investors sold down portfolios and moved into cash, retirees in particular. Platforms rolled out cash...