Our regular round-up of the latest insights on investment distribution
Retirement advice hits an inflection point
Inflation, higher interest rates, tax changes and Consumer Duty are all prompting advisers to revise their advice for clients in decumulation. Inflation has eroded retired clients’ spending power. Most advised clients can weather the challenges to their long-term...
What’s neo in UK D2C?
As the UK D2C market approaches £500bn, the incumbents are still dominant but the shape of the market is changing. Direct platforms still manage the lion’s share of assets, according to Platforum’s UK D2C: Market Overview, published this week. Hargreaves Lansdown...
A bumpy ride for the £2tn UK retail investing market
Rising interest rates impacted every part the UK retail investment market in 2023 as cash has once again become a viable option for those seeking returns. Many investors sold down portfolios and moved into cash, retirees in particular. Platforms rolled out cash...
Old financial behaviours have reemerged with rising interest rates
The proportion of UK adults who are investors rose slightly over the past year – a positive sign in a rather disappointing year. But these headline numbers disguise some important inter-generational shifts, according to our latest UK Consumer Insights report. • The...
UK adviser platforms increasingly about pensions
UK adviser platform net flows were down significantly in Q3, despite gross flows being marginally up. Money is therefore still making its way onto platforms, but withdrawals have continued to rise, according to our latest UK Adviser Platforms: Autumn Update report....
A sub-advised bright spot in asset management
Sub-advised retail funds have continued to be a bright spot in asset management over the past year, with assets having once again grown faster than the wider market. That is the picture that we see in our latest report – UK Wealth Management: Investment...