Our regular round-up of the latest insights on investment distribution
Guiding retail investors into ethical investments
ESG or Socially Responsible Investing has been a hot topic in the institutional investing domain for some time and providers in the UK retail investment arena are starting to follow suit. Direct platforms have been cautious in their approaches. One of the main...
Cristina Puscas 24 April 2020
Direct platform select lists – five years on
Let me take you back in time to the start of 2015. Most of us had never even heard of a Coronavirus. Woodford had only recently broken free from Invesco and started off on his own. And nine platforms were offering investors fund recommendations via their select...
Andrew Ashwood 17 April 2020
Platforms versus back office systems
Adviser firms are increasingly using back office systems as the main hub for their administration and client relationship management. But a key challenge is that the integration between platforms, back office systems and other financial planning tools is far from...
Andrew Ashwood 27 March 2020
Adviser platform consolidation
Over the last decade, many predicted that the pace of adviser platform consolidation would pick up, though this has never quite happened. Received wisdom was that scale would be essential, but many smaller platforms remain profitable while some larger players have...
Andrew Ashwood 20 March 2020
There’s a hole in my bucketing!
Around half of UK advisers are using bucketing strategies for clients in decumulation, up significantly from a few years ago. This typically involves two or three portfolios, with at least one of them in cash or cash-like products as a safety net in case of market...
Richard Bradley 13 March 2020
Capacity for loss
Many advisers are worried about the risk to their firms from their unrealistic risk profiling, according to our recent report UK Financial Advisers: Retirement Propositions. Nearly half of advisers we surveyed reckoned that unrealistic risk profiling for clients...
Andrew Ashwood 06 March 2020