Our regular round-up of the latest insights on investment distribution
Planning beyond risk tolerance
The use of third-party risk profiling tools continues to be widespread, with nearly 80% of financial advisers telling us at that they use a risk profiling tool from a third-party provider. But many advisers seem to be reducing their reliance on these tools to build...
Rethinking client money
Client money rules are potentially the most frightening for firms and can involve really substantial fines. However, custody arrangements at platforms and wealth managers have often evolved organically, especially where firms have grown through mergers or...
Radical shifts in the European platform market
Allfunds’ recent stock market debut marked a noisy close to an unusually noisy period for institutional fund platforms. Recent years have seen Europe’s two large global custodians (Clearstream and Euroclear) enter the market through acquisitions of well-established...
Adviser platform flows rebound strongly in Q1 2021
Senior analyst Andrew Ashwood looks at adviser platform data for the first quarter of 2021.
Guiding a new wave of DIY investors
The last 12 months have been transformational for providers across the retail investing spectrum. Adviser platform flows have picked up over the last two quarters but it’s online investing services that have seen a huge increase in demand. Where are these new DIY...
Long-term trends to watch in post-retirement advice
The nature of post-retirement advice continues to evolve following the shock of 2015’s pension freedoms. Systems can take a while to adjust to a new steady state after any big jolt – financial planning is no different. The long-term trend in the advice market has...