Our regular round-up of the latest insights on investment distribution
Retirement advice – product or planning problem?
We have seen a steady evolution in UK financial advisers’ propositions since pension freedoms with a tightening up of processes for clients in decumulation. This has included more cash flow planning, and greater emphasis on performing fuller and more proactive...
ESG investing: time for fund providers to abandon the gold rush mindset
Climate change news stories are increasingly impacting investor decisions, while financial advisers continue their gradual but inexorable advance in the adoption of ESG investing in the UK. An avalanche of fund launches, marketing initiatives and PR campaigns by...
Game on – the underlying megatrends of digital investing
A year ago, GameStop symbolised the ‘democratisation’ of investing. However, a recently published book suggests it was ‘The Revolution that Wasn’t’, with no power shift towards ordinary investors. In the UK, elevated share trading coincided with the arrival of a...
Sizing the UK retail investing market
How big is the total market for retail investments in the UK? There’s granular data on aspects of the market – such as platforms, advice and wealth management. But establishing a figure for the total addressable market means pulling various disparate – often...
A Happy New Year for UK investment services
We’re finally seeing a welcome boost to the number of investors in the UK. We’ve been tracking the proportion of the UK population that save and invest for the last decade. The COVID-19 pandemic seems to have been the catalyst for many people to finally open an...
One-stop shops, best of breed or go your own way?
What tech set-up would financial advisers ideally want if they could start again with a clean slate and no legacy systems? That was the hypothetical question we asked for Platforum’s latest report, UK Financial Advisers: Planning Tools and Systems. We gave them...