Our regular round-up of the latest insights on investment distribution
The new demands on wealth management firms driving transformation
The FCA’s Consumer Duty continues to reshape the wealth management landscape, especially for bespoke portfolio services. But consumers – and financial advisers – are also drivers of change. With inflation eroding real returns, wealth managers face mounting pressure...
How investment solutions are becoming key to D2C distribution
The shift to solutions is an important theme in investment distribution and our latest UK D2C: Investment Distribution report finds evidence of flows moving in that direction. This is encouraging for the D2C services that have focused development in this direction,...
Evolving direct-to-consumer business models
The UK D2C market was upbeat over 2024 in terms of assets, flows and customer acquisition. A longer perspective reveals significant shifts in the make-up of this distribution channel. Self-directed investors have become more price sensitive. This has been led by...
IHT strategies in the making
The pension inheritance tax changes were front of mind for many advisers in Platforum’s recent roundtable discussions. Advisers are grappling with the most significant changes to their tax planning strategies since pension freedoms. As one adviser succinctly put...
‘Trust’ is a tricky business
Platforum hosted a breakfast roundtable on Tuesday, where we shared research highlights. The distribution specialists in attendance opined on the industry’s direction of travel. Ostensibly disconnected threads of conversation in fact had a seam in common: the issue...
Young investors on the rise: Opportunities for the future
The rise of young investors has emerged as one of the most exciting developments in UK investing in recent years. In 2024, 38% of 18-25-year-olds reported holding investments, the highest proportion across age groups. Most invest modest amounts (often less than...