Drawdown chicken and egg

“There has been little in the way of product innovation in retirement income products since pension freedoms came into force.” That’s according to the FCA’s latest Sector Views, published last week. From advisers we’re getting the same feedback: they want investment...

Technology in the advice process

Few technology shifts turn out to be big one-off developments that supersede everything that went before them. Many are fairly mundane day-to-day affairs that slowly integrate themselves into our lives. Robo-advice has picked up plenty of news coverage in recent...

Pondering platform pricing

Advisers continue to rank pricing as their number one consideration when picking a platform. However, as the FCA has recently pointed out, comparing platforms on price can be fiendishly difficult. An individual platform’s charging structure is generally relatively...

Having a CIP

We’ve had a few non-UK clients this week ask us about the long-term impact of the RDR on UK advisers’ investment propositions. It’s still evolving, and we cover it in our latest UK Adviser Market report. One of the areas we have looked at is the interplay between...