by Richard Bradley | 06 August 2021 | UK Wealth Management
Further concentration is coming in the wealth management market, as Raymond James announced last week that it was looking to acquire Charles Stanley. There are efficiencies to be gained from scale in wealth management. Firms have increasingly focused on centralising...
by Richard Bradley | 18 June 2021 | UK Wealth Management
Price pressure in the UK wealth management market continues to intensify. LGIM’s launch of a model portfolio service (MPS) at 5bps last week sets a new benchmark for low-cost portfolio management. MPS providers who charge 30bps or more are starting to look very...
by Richard Bradley | 30 April 2021 | Bespoke, UK Financial Advisers
The nature of post-retirement advice continues to evolve following the shock of 2015’s pension freedoms. Systems can take a while to adjust to a new steady state after any big jolt – financial planning is no different. The long-term trend in the advice market has been...
by Richard Bradley | 23 April 2021 | UK D2C, UK Financial Advisers
Vanguard has introduced another potential game changer with its advice offering, which it formally launched last weekend. Vanguard Personal Financial Planning is pretty compelling in terms of price, at 0.79% all-in. Detractors who favour full-fat financial advice...
by Richard Bradley | 05 March 2021 | UK Financial Advisers
Client segmentation is incompatible with treating each client as an individual with particular goals, needs and circumstances – we hear this regularly from advisers. The regulator’s desire for advisers to categorise clients sounds great on paper, but advisers are...
