by Jeremy Fawcett | 02 June 2017 | Archive
Jeremy: In terms of your own personal investment journey, can you pick out any areas that have changed as a result of digitalisation? Ashley: I have an IFA and various investments that are largely managed on the Transact platform though I also use Hargreaves Lansdown...
by Jeremy Fawcett | 31 March 2017 | Archive
Natwest has just announced 128 branch closures because of the ‘dramatic shift’ from face-to-face to online and mobile transactions. Nothing new there… 32 branches went last year because of ‘increased use of digital banking’ and 300 back in 1996, as it rolled out...
by Jeremy Fawcett | 03 February 2017 | Archive
Robo-advice hit the headlines again last week when Mark Carney upset the robo-advisers by linking the promise of fintech with the possibility of systemic risk. While the start-ups, sandboxes and incubators get all the attention, slowly but surely a quiet revolution is...
by Jeremy Fawcett | 06 January 2017 | Archive
We can only control what’s in our sphere of influence or in sporting language – to play what’s in front of us. So, regardless of external factors beyond our control, it’s the end-consumer – the investor – who we need to react to. As we head into 2017 what is he or she...
by Jeremy Fawcett | 18 November 2016 | Archive
The FCA had a hunch that the asset management industry might be vulnerable to charges of fat cattery and that view is confirmed today in the interim report of the Asset Management Market Study. In the subtly understated words of Andrew Bailey this morning: “This is an...